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Postpaid Connection: Credit Limits Explained

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Numerous people use postpaid connections as their go to way plan for mobile networks, and there is enough good reason to suggest that it is very popular amongst users. A postpaid connection lets you know how much data you are paying for, how many calls you can make, the number of SMS that can be sent for a specific period, and how much you will be charged at the end of your plan.

Thus, postpaid plans put you in the driving seat, and provide you maximum flexibility while ensuring that your mobile phone network is always there to support you in your daily endeavours. However, as you may have heard it before, all good things end.

Thus, it is always better to have complete understanding of your postpaid connection and its limits, so that you stay well ahead of exhausting your plan. Therefore, credit limits play a vital role for your postpaid plans.

What is a credit limit?

A credit limit is a valuable instrument for anyone who has subscribed to a postpaid plan. By having complete knowledge of your credit limit, you will be able to gauge how much you will be spending at the end of the month and your overall bill.

In a postpaid connection, you get a specific data limit, SMS pack and a certain number of calls within the plan. Whenever you are close to exhausting this pre-mentioned quantity of services, you run the risk of reaching your credit limit.

How will I know my postpaid plan has reached its credit limit?

Whenever you are purchasing the postpaid plan for your yourself or a loved one, the customer representatives at the operator’s store will keep you notified about the credit limit of your connection at the time of making the purchase itself.

According to TRAI, the Telecom Regulatory Authority of India, it is essential that users are made aware of the credit limit well ahead of time. Moreover, subscribers will be notified about the credit limit within a period of 7 days after their postpaid plan has been activated.

What happens when I am about to exhaust the credit limit?

As soon as you are close to reaching the credit limit, you will receive a notification from your service provider regarding the same. It will be done well ahead of time, giving you ample time to either increase your credit limit by paying for more services, or you can simply monitor your usage to ensure that you aren’t exhausting it before the end of the plan.

Where can I find my credit limit for my postpaid connection?

Subscribers of postpaid connections receive monthly bills that mention the tariff they’re being charged, the plans they have subscribed to and more. The monthly statement will mention the credit limit that is available for you, depending upon the plan that you have chosen.

Which postpaid plans provide the maximum credit limits?

There are several postpaid connections available, all with varying degrees of credit limits. The amount of limit that you can get depends upon the plan that you wish to purchase. Thus, you must thoroughly understand your daily needs and requirements before you can finally select the one plan that won’t make you exhaust the credit limit every month.

Even then, you should always go for postpaid plans that provide rollover benefits. Rollover ensures that whatever data that you do not use for a specific month gets rolled over into the next one, and so on.

Thus, in effect, this means that you can get the remaining balance of data from the previous month and use that for the current month. Data rollover also minimises the risk of exhausting your credit limit and thereby, saves cost and keeps you less worried about your postpaid connection.

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